LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,555
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,879
−HK$1,345/mo
Today · 4.125%
HK$45,224
baseline
▲ 0.50% · 4.625%
HK$47,975
+HK$2,751/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,448/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,342
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,612
−HK$1,288/mo
Today · 4.125%
HK$49,900
baseline
▲ 0.50% · 4.625%
HK$52,530
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,800/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,066
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,655
−HK$1,613/mo
Today · 4.125%
HK$54,268
baseline
▲ 0.50% · 4.625%
HK$57,571
+HK$3,303/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$108,536/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,811
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,334
−HK$1,546/mo
Today · 4.125%
HK$59,880
baseline
▲ 0.50% · 4.625%
HK$63,036
+HK$3,156/mo
Deposit HK$7.46M · loan HK$11.20M · min. income ≈ HK$119,760/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$699,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,577
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,430
−HK$1,883/mo
Today · 4.125%
HK$63,313
baseline
▲ 0.50% · 4.625%
HK$67,166
+HK$3,853/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,626/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,279
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,057
−HK$1,803/mo
Today · 4.125%
HK$69,860
baseline
▲ 0.50% · 4.625%
HK$73,542
+HK$3,682/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,720/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,599
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,982
−HK$2,421/mo
Today · 4.125%
HK$81,403
baseline
▲ 0.50% · 4.625%
HK$86,356
+HK$4,953/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,806/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,216
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,501
−HK$2,319/mo
Today · 4.125%
HK$89,820
baseline
▲ 0.50% · 4.625%
HK$94,554
+HK$4,734/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,640/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,841 · Scale 2, in force from 26 Feb 2026)