LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,556
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,880
−HK$1,345/mo
Today · 4.125%
HK$45,225
baseline
▲ 0.50% · 4.625%
HK$47,977
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,450/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,343
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,613
−HK$1,288/mo
Today · 4.125%
HK$49,901
baseline
▲ 0.50% · 4.625%
HK$52,531
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,802/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,067
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,656
−HK$1,614/mo
Today · 4.125%
HK$54,270
baseline
▲ 0.50% · 4.625%
HK$57,572
+HK$3,302/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,540/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,812
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,545/mo
Today · 4.125%
HK$59,881
baseline
▲ 0.50% · 4.625%
HK$63,038
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,762/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,579
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,432
−HK$1,883/mo
Today · 4.125%
HK$63,315
baseline
▲ 0.50% · 4.625%
HK$67,167
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,630/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,281
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,058
−HK$1,804/mo
Today · 4.125%
HK$69,862
baseline
▲ 0.50% · 4.625%
HK$73,544
+HK$3,682/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,724/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,601
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,984
−HK$2,421/mo
Today · 4.125%
HK$81,405
baseline
▲ 0.50% · 4.625%
HK$86,358
+HK$4,953/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,810/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,218
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,503
−HK$2,319/mo
Today · 4.125%
HK$89,822
baseline
▲ 0.50% · 4.625%
HK$94,557
+HK$4,735/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,644/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,859 · Scale 2, in force from 26 Feb 2026)