LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,557
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,880
−HK$1,345/mo
Today · 4.125%
HK$45,225
baseline
▲ 0.50% · 4.625%
HK$47,977
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,450/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,344
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,613
−HK$1,289/mo
Today · 4.125%
HK$49,902
baseline
▲ 0.50% · 4.625%
HK$52,532
+HK$2,630/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,804/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,068
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,656
−HK$1,614/mo
Today · 4.125%
HK$54,270
baseline
▲ 0.50% · 4.625%
HK$57,573
+HK$3,303/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,540/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,813
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,336
−HK$1,546/mo
Today · 4.125%
HK$59,882
baseline
▲ 0.50% · 4.625%
HK$63,038
+HK$3,156/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,764/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,579
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,432
−HK$1,883/mo
Today · 4.125%
HK$63,315
baseline
▲ 0.50% · 4.625%
HK$67,168
+HK$3,853/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,630/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,281
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,059
−HK$1,803/mo
Today · 4.125%
HK$69,862
baseline
▲ 0.50% · 4.625%
HK$73,545
+HK$3,683/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,724/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,602
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$78,985
−HK$2,420/mo
Today · 4.125%
HK$81,405
baseline
▲ 0.50% · 4.625%
HK$86,359
+HK$4,954/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,810/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,219
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,504
−HK$2,319/mo
Today · 4.125%
HK$89,823
baseline
▲ 0.50% · 4.625%
HK$94,558
+HK$4,735/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,646/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,865 · Scale 2, in force from 26 Feb 2026)