LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,557
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,881
−HK$1,345/mo
Today · 4.125%
HK$45,226
baseline
▲ 0.50% · 4.625%
HK$47,978
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,452/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,345
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,614
−HK$1,288/mo
Today · 4.125%
HK$49,902
baseline
▲ 0.50% · 4.625%
HK$52,533
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,804/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,069
−HK$3,202/mo
▼ 0.25% · 3.875%
HK$52,657
−HK$1,614/mo
Today · 4.125%
HK$54,271
baseline
▲ 0.50% · 4.625%
HK$57,573
+HK$3,302/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,542/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,813
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,337
−HK$1,546/mo
Today · 4.125%
HK$59,883
baseline
▲ 0.50% · 4.625%
HK$63,039
+HK$3,156/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,766/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,580
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,433
−HK$1,883/mo
Today · 4.125%
HK$63,316
baseline
▲ 0.50% · 4.625%
HK$67,169
+HK$3,853/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,632/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,282
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,060
−HK$1,803/mo
Today · 4.125%
HK$69,863
baseline
▲ 0.50% · 4.625%
HK$73,546
+HK$3,683/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,726/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,603
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,986
−HK$2,421/mo
Today · 4.125%
HK$81,407
baseline
▲ 0.50% · 4.625%
HK$86,360
+HK$4,953/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,814/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,220
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,506
−HK$2,318/mo
Today · 4.125%
HK$89,824
baseline
▲ 0.50% · 4.625%
HK$94,559
+HK$4,735/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,648/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,877 · Scale 2, in force from 26 Feb 2026)