LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,559
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,883
−HK$1,345/mo
Today · 4.125%
HK$45,228
baseline
▲ 0.50% · 4.625%
HK$47,980
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,456/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,346
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,616
−HK$1,288/mo
Today · 4.125%
HK$49,904
baseline
▲ 0.50% · 4.625%
HK$52,535
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,808/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,070
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,659
−HK$1,614/mo
Today · 4.125%
HK$54,273
baseline
▲ 0.50% · 4.625%
HK$57,575
+HK$3,302/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,546/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,815
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,339
−HK$1,546/mo
Today · 4.125%
HK$59,885
baseline
▲ 0.50% · 4.625%
HK$63,042
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,770/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,582
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,436
−HK$1,883/mo
Today · 4.125%
HK$63,319
baseline
▲ 0.50% · 4.625%
HK$67,171
+HK$3,852/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$126,638/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,285
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,062
−HK$1,804/mo
Today · 4.125%
HK$69,866
baseline
▲ 0.50% · 4.625%
HK$73,549
+HK$3,683/mo
Deposit HK$5.60M · loan HK$13.06M · min. income ≈ HK$139,732/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,606
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,989
−HK$2,421/mo
Today · 4.125%
HK$81,410
baseline
▲ 0.50% · 4.625%
HK$86,363
+HK$4,953/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,820/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,223
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,509
−HK$2,318/mo
Today · 4.125%
HK$89,827
baseline
▲ 0.50% · 4.625%
HK$94,562
+HK$4,735/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,654/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,901 · Scale 2, in force from 26 Feb 2026)