LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,561
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,885
−HK$1,345/mo
Today · 4.125%
HK$45,230
baseline
▲ 0.50% · 4.625%
HK$47,982
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,460/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,349
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,619
−HK$1,288/mo
Today · 4.125%
HK$49,907
baseline
▲ 0.50% · 4.625%
HK$52,538
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,814/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,073
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,614/mo
Today · 4.125%
HK$54,276
baseline
▲ 0.50% · 4.625%
HK$57,579
+HK$3,303/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,552/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,819
−HK$3,069/mo
▼ 0.25% · 3.875%
HK$58,342
−HK$1,546/mo
Today · 4.125%
HK$59,888
baseline
▲ 0.50% · 4.625%
HK$63,045
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,776/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,586
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,439
−HK$1,883/mo
Today · 4.125%
HK$63,322
baseline
▲ 0.50% · 4.625%
HK$67,175
+HK$3,853/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,644/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,288
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,066
−HK$1,804/mo
Today · 4.125%
HK$69,870
baseline
▲ 0.50% · 4.625%
HK$73,553
+HK$3,683/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,740/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,610
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,993
−HK$2,421/mo
Today · 4.125%
HK$81,414
baseline
▲ 0.50% · 4.625%
HK$86,368
+HK$4,954/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,828/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,228
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,514
−HK$2,319/mo
Today · 4.125%
HK$89,833
baseline
▲ 0.50% · 4.625%
HK$94,568
+HK$4,735/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,666/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,941 · Scale 2, in force from 26 Feb 2026)