LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,561
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,885
−HK$1,345/mo
Today · 4.125%
HK$45,230
baseline
▲ 0.50% · 4.625%
HK$47,983
+HK$2,753/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,460/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,349
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,619
−HK$1,288/mo
Today · 4.125%
HK$49,907
baseline
▲ 0.50% · 4.625%
HK$52,538
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,814/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,074
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,662
−HK$1,615/mo
Today · 4.125%
HK$54,277
baseline
▲ 0.50% · 4.625%
HK$57,579
+HK$3,302/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,554/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,819
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,343
−HK$1,546/mo
Today · 4.125%
HK$59,889
baseline
▲ 0.50% · 4.625%
HK$63,046
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,778/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,586
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,440
−HK$1,883/mo
Today · 4.125%
HK$63,323
baseline
▲ 0.50% · 4.625%
HK$67,176
+HK$3,853/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,646/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,289
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,067
−HK$1,803/mo
Today · 4.125%
HK$69,870
baseline
▲ 0.50% · 4.625%
HK$73,553
+HK$3,683/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,740/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,611
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,994
−HK$2,421/mo
Today · 4.125%
HK$81,415
baseline
▲ 0.50% · 4.625%
HK$86,369
+HK$4,954/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,830/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,229
−HK$4,604/mo
▼ 0.25% · 3.875%
HK$87,514
−HK$2,319/mo
Today · 4.125%
HK$89,833
baseline
▲ 0.50% · 4.625%
HK$94,568
+HK$4,735/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,666/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,946 · Scale 2, in force from 26 Feb 2026)