LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,563
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,887
−HK$1,345/mo
Today · 4.125%
HK$45,232
baseline
▲ 0.50% · 4.625%
HK$47,984
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,464/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,351
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,621
−HK$1,288/mo
Today · 4.125%
HK$49,909
baseline
▲ 0.50% · 4.625%
HK$52,540
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,818/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,076
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,664
−HK$1,615/mo
Today · 4.125%
HK$54,279
baseline
▲ 0.50% · 4.625%
HK$57,581
+HK$3,302/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,558/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,821
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,345
−HK$1,546/mo
Today · 4.125%
HK$59,891
baseline
▲ 0.50% · 4.625%
HK$63,048
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,782/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,588
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,442
−HK$1,883/mo
Today · 4.125%
HK$63,325
baseline
▲ 0.50% · 4.625%
HK$67,178
+HK$3,853/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,650/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,291
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,069
−HK$1,804/mo
Today · 4.125%
HK$69,873
baseline
▲ 0.50% · 4.625%
HK$73,556
+HK$3,683/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,746/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,614
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$78,997
−HK$2,421/mo
Today · 4.125%
HK$81,418
baseline
▲ 0.50% · 4.625%
HK$86,372
+HK$4,954/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,836/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,232
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,518
−HK$2,319/mo
Today · 4.125%
HK$89,837
baseline
▲ 0.50% · 4.625%
HK$94,572
+HK$4,735/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,674/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,973 · Scale 2, in force from 26 Feb 2026)