LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,565
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,889
−HK$1,345/mo
Today · 4.125%
HK$45,234
baseline
▲ 0.50% · 4.625%
HK$47,986
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,468/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,353
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,623
−HK$1,288/mo
Today · 4.125%
HK$49,911
baseline
▲ 0.50% · 4.625%
HK$52,542
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,822/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$699,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,078
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,666
−HK$1,615/mo
Today · 4.125%
HK$54,281
baseline
▲ 0.50% · 4.625%
HK$57,583
+HK$3,302/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,562/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,823
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,347
−HK$1,546/mo
Today · 4.125%
HK$59,893
baseline
▲ 0.50% · 4.625%
HK$63,050
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,786/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$699,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,591
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,444
−HK$1,883/mo
Today · 4.125%
HK$63,327
baseline
▲ 0.50% · 4.625%
HK$67,181
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,654/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,294
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,072
−HK$1,803/mo
Today · 4.125%
HK$69,875
baseline
▲ 0.50% · 4.625%
HK$73,559
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,750/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$699,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,616
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$79,000
−HK$2,421/mo
Today · 4.125%
HK$81,421
baseline
▲ 0.50% · 4.625%
HK$86,375
+HK$4,954/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,842/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,235
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,521
−HK$2,319/mo
Today · 4.125%
HK$89,840
baseline
▲ 0.50% · 4.625%
HK$94,576
+HK$4,736/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,680/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$699,998 · Scale 2, in force from 26 Feb 2026)