LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,567
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,891
−HK$1,345/mo
Today · 4.125%
HK$45,236
baseline
▲ 0.50% · 4.625%
HK$47,989
+HK$2,753/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,472/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$700,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,355
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,625
−HK$1,288/mo
Today · 4.125%
HK$49,913
baseline
▲ 0.50% · 4.625%
HK$52,544
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,826/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$700,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,080
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,669
−HK$1,614/mo
Today · 4.125%
HK$54,283
baseline
▲ 0.50% · 4.625%
HK$57,586
+HK$3,303/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,566/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,826
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,350
−HK$1,546/mo
Today · 4.125%
HK$59,896
baseline
▲ 0.50% · 4.625%
HK$63,053
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,792/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,593
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,447
−HK$1,883/mo
Today · 4.125%
HK$63,330
baseline
▲ 0.50% · 4.625%
HK$67,184
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,660/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,297
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,075
−HK$1,804/mo
Today · 4.125%
HK$69,879
baseline
▲ 0.50% · 4.625%
HK$73,562
+HK$3,683/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,758/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,620
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$79,003
−HK$2,422/mo
Today · 4.125%
HK$81,425
baseline
▲ 0.50% · 4.625%
HK$86,379
+HK$4,954/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,850/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,239
−HK$4,605/mo
▼ 0.25% · 3.875%
HK$87,525
−HK$2,319/mo
Today · 4.125%
HK$89,844
baseline
▲ 0.50% · 4.625%
HK$94,580
+HK$4,736/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,688/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,032 · Scale 2, in force from 26 Feb 2026)