LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,569
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,893
−HK$1,346/mo
Today · 4.125%
HK$45,239
baseline
▲ 0.50% · 4.625%
HK$47,991
+HK$2,752/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,478/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$700,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,358
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,628
−HK$1,289/mo
Today · 4.125%
HK$49,917
baseline
▲ 0.50% · 4.625%
HK$52,548
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,834/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$700,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,083
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,672
−HK$1,615/mo
Today · 4.125%
HK$54,287
baseline
▲ 0.50% · 4.625%
HK$57,590
+HK$3,303/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,574/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,829
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,354
−HK$1,546/mo
Today · 4.125%
HK$59,900
baseline
▲ 0.50% · 4.625%
HK$63,057
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,800/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,597
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,451
−HK$1,883/mo
Today · 4.125%
HK$63,334
baseline
▲ 0.50% · 4.625%
HK$67,188
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,668/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,301
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,079
−HK$1,804/mo
Today · 4.125%
HK$69,883
baseline
▲ 0.50% · 4.625%
HK$73,567
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,766/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,625
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$79,008
−HK$2,422/mo
Today · 4.125%
HK$81,430
baseline
▲ 0.50% · 4.625%
HK$86,385
+HK$4,955/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,860/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,244
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,530
−HK$2,320/mo
Today · 4.125%
HK$89,850
baseline
▲ 0.50% · 4.625%
HK$94,586
+HK$4,736/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,700/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,075 · Scale 2, in force from 26 Feb 2026)