LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,570
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,894
−HK$1,345/mo
Today · 4.125%
HK$45,239
baseline
▲ 0.50% · 4.625%
HK$47,992
+HK$2,753/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$90,478/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$700,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,359
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,629
−HK$1,288/mo
Today · 4.125%
HK$49,917
baseline
▲ 0.50% · 4.625%
HK$52,548
+HK$2,631/mo
Deposit HK$9.33M · loan HK$9.33M · min. income ≈ HK$99,834/mo (50% DSR)
Upfront cash ≈ HK$10.03M (deposit + AVD stamp duty HK$700,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,084
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,673
−HK$1,614/mo
Today · 4.125%
HK$54,287
baseline
▲ 0.50% · 4.625%
HK$57,590
+HK$3,303/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,574/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,830
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,354
−HK$1,547/mo
Today · 4.125%
HK$59,901
baseline
▲ 0.50% · 4.625%
HK$63,058
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,802/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,598
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,452
−HK$1,883/mo
Today · 4.125%
HK$63,335
baseline
▲ 0.50% · 4.625%
HK$67,189
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,670/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,302
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,080
−HK$1,804/mo
Today · 4.125%
HK$69,884
baseline
▲ 0.50% · 4.625%
HK$73,568
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,768/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,626
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$79,009
−HK$2,422/mo
Today · 4.125%
HK$81,431
baseline
▲ 0.50% · 4.625%
HK$86,386
+HK$4,955/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,862/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,245
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,532
−HK$2,319/mo
Today · 4.125%
HK$89,851
baseline
▲ 0.50% · 4.625%
HK$94,587
+HK$4,736/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,702/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,084 · Scale 2, in force from 26 Feb 2026)