LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,573
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,897
−HK$1,345/mo
Today · 4.125%
HK$45,242
baseline
▲ 0.50% · 4.625%
HK$47,995
+HK$2,753/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,484/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,362
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,632
−HK$1,289/mo
Today · 4.125%
HK$49,921
baseline
▲ 0.50% · 4.625%
HK$52,552
+HK$2,631/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,842/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,087
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,676
−HK$1,615/mo
Today · 4.125%
HK$54,291
baseline
▲ 0.50% · 4.625%
HK$57,594
+HK$3,303/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,582/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,834
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,358
−HK$1,547/mo
Today · 4.125%
HK$59,905
baseline
▲ 0.50% · 4.625%
HK$63,062
+HK$3,157/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,810/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,602
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,456
−HK$1,883/mo
Today · 4.125%
HK$63,339
baseline
▲ 0.50% · 4.625%
HK$67,193
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,678/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,306
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,085
−HK$1,804/mo
Today · 4.125%
HK$69,889
baseline
▲ 0.50% · 4.625%
HK$73,573
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,778/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,631
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$79,015
−HK$2,421/mo
Today · 4.125%
HK$81,436
baseline
▲ 0.50% · 4.625%
HK$86,392
+HK$4,956/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,872/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,251
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,537
−HK$2,320/mo
Today · 4.125%
HK$89,857
baseline
▲ 0.50% · 4.625%
HK$94,593
+HK$4,736/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,714/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,131 · Scale 2, in force from 26 Feb 2026)