LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,573
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,897
−HK$1,346/mo
Today · 4.125%
HK$45,243
baseline
▲ 0.50% · 4.625%
HK$47,996
+HK$2,753/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,486/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,362
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,632
−HK$1,289/mo
Today · 4.125%
HK$49,921
baseline
▲ 0.50% · 4.625%
HK$52,552
+HK$2,631/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,842/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,088
−HK$3,203/mo
▼ 0.25% · 3.875%
HK$52,677
−HK$1,614/mo
Today · 4.125%
HK$54,291
baseline
▲ 0.50% · 4.625%
HK$57,595
+HK$3,304/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,582/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,835
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,359
−HK$1,546/mo
Today · 4.125%
HK$59,905
baseline
▲ 0.50% · 4.625%
HK$63,063
+HK$3,158/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,810/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,602
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,456
−HK$1,884/mo
Today · 4.125%
HK$63,340
baseline
▲ 0.50% · 4.625%
HK$67,194
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,680/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,307
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,085
−HK$1,804/mo
Today · 4.125%
HK$69,889
baseline
▲ 0.50% · 4.625%
HK$73,573
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,778/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,632
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$79,015
−HK$2,422/mo
Today · 4.125%
HK$81,437
baseline
▲ 0.50% · 4.625%
HK$86,392
+HK$4,955/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,874/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,252
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,538
−HK$2,320/mo
Today · 4.125%
HK$89,858
baseline
▲ 0.50% · 4.625%
HK$94,594
+HK$4,736/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,716/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,138 · Scale 2, in force from 26 Feb 2026)