LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,574
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,898
−HK$1,345/mo
Today · 4.125%
HK$45,243
baseline
▲ 0.50% · 4.625%
HK$47,996
+HK$2,753/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,486/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,363
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,633
−HK$1,289/mo
Today · 4.125%
HK$49,922
baseline
▲ 0.50% · 4.625%
HK$52,553
+HK$2,631/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,844/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,088
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,677
−HK$1,615/mo
Today · 4.125%
HK$54,292
baseline
▲ 0.50% · 4.625%
HK$57,596
+HK$3,304/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,584/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,835
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,360
−HK$1,546/mo
Today · 4.125%
HK$59,906
baseline
▲ 0.50% · 4.625%
HK$63,064
+HK$3,158/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,812/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,603
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,457
−HK$1,884/mo
Today · 4.125%
HK$63,341
baseline
▲ 0.50% · 4.625%
HK$67,195
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,682/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,308
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,086
−HK$1,804/mo
Today · 4.125%
HK$69,890
baseline
▲ 0.50% · 4.625%
HK$73,574
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,780/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,632
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,016
−HK$2,422/mo
Today · 4.125%
HK$81,438
baseline
▲ 0.50% · 4.625%
HK$86,393
+HK$4,955/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,876/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,253
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,539
−HK$2,320/mo
Today · 4.125%
HK$89,859
baseline
▲ 0.50% · 4.625%
HK$94,595
+HK$4,736/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,718/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,146 · Scale 2, in force from 26 Feb 2026)