LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,575
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,899
−HK$1,346/mo
Today · 4.125%
HK$45,245
baseline
▲ 0.50% · 4.625%
HK$47,998
+HK$2,753/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,490/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,364
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,635
−HK$1,288/mo
Today · 4.125%
HK$49,923
baseline
▲ 0.50% · 4.625%
HK$52,555
+HK$2,632/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,846/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,090
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,679
−HK$1,615/mo
Today · 4.125%
HK$54,294
baseline
▲ 0.50% · 4.625%
HK$57,598
+HK$3,304/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,588/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,837
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,362
−HK$1,546/mo
Today · 4.125%
HK$59,908
baseline
▲ 0.50% · 4.625%
HK$63,066
+HK$3,158/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,816/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,605
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,459
−HK$1,884/mo
Today · 4.125%
HK$63,343
baseline
▲ 0.50% · 4.625%
HK$67,197
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,686/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,310
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,089
−HK$1,804/mo
Today · 4.125%
HK$69,893
baseline
▲ 0.50% · 4.625%
HK$73,577
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,786/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,635
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,019
−HK$2,422/mo
Today · 4.125%
HK$81,441
baseline
▲ 0.50% · 4.625%
HK$86,396
+HK$4,955/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,882/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,256
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,542
−HK$2,320/mo
Today · 4.125%
HK$89,862
baseline
▲ 0.50% · 4.625%
HK$94,599
+HK$4,737/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,724/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,170 · Scale 2, in force from 26 Feb 2026)