LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,577
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,901
−HK$1,346/mo
Today · 4.125%
HK$45,247
baseline
▲ 0.50% · 4.625%
HK$48,000
+HK$2,753/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,494/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,366
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,637
−HK$1,288/mo
Today · 4.125%
HK$49,925
baseline
▲ 0.50% · 4.625%
HK$52,557
+HK$2,632/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,850/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,092
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,681
−HK$1,615/mo
Today · 4.125%
HK$54,296
baseline
▲ 0.50% · 4.625%
HK$57,600
+HK$3,304/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,592/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,840
−HK$3,070/mo
▼ 0.25% · 3.875%
HK$58,364
−HK$1,546/mo
Today · 4.125%
HK$59,910
baseline
▲ 0.50% · 4.625%
HK$63,068
+HK$3,158/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,820/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,608
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,462
−HK$1,883/mo
Today · 4.125%
HK$63,345
baseline
▲ 0.50% · 4.625%
HK$67,200
+HK$3,855/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,690/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,313
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,091
−HK$1,804/mo
Today · 4.125%
HK$69,895
baseline
▲ 0.50% · 4.625%
HK$73,580
+HK$3,685/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,790/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,638
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,022
−HK$2,422/mo
Today · 4.125%
HK$81,444
baseline
▲ 0.50% · 4.625%
HK$86,400
+HK$4,956/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$162,888/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,259
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,546
−HK$2,320/mo
Today · 4.125%
HK$89,866
baseline
▲ 0.50% · 4.625%
HK$94,603
+HK$4,737/mo
Deposit HK$1.87M · loan HK$16.80M · min. income ≈ HK$179,732/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,198 · Scale 2, in force from 26 Feb 2026)