LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,578
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,903
−HK$1,345/mo
Today · 4.125%
HK$45,248
baseline
▲ 0.50% · 4.625%
HK$48,002
+HK$2,754/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,496/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,368
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,638
−HK$1,289/mo
Today · 4.125%
HK$49,927
baseline
▲ 0.50% · 4.625%
HK$52,559
+HK$2,632/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,854/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,094
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,683
−HK$1,615/mo
Today · 4.125%
HK$54,298
baseline
▲ 0.50% · 4.625%
HK$57,602
+HK$3,304/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,596/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,842
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,366
−HK$1,547/mo
Today · 4.125%
HK$59,913
baseline
▲ 0.50% · 4.625%
HK$63,071
+HK$3,158/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,826/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,610
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,464
−HK$1,884/mo
Today · 4.125%
HK$63,348
baseline
▲ 0.50% · 4.625%
HK$67,202
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,696/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,315
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,094
−HK$1,804/mo
Today · 4.125%
HK$69,898
baseline
▲ 0.50% · 4.625%
HK$73,582
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,796/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,641
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,025
−HK$2,422/mo
Today · 4.125%
HK$81,447
baseline
▲ 0.50% · 4.625%
HK$86,403
+HK$4,956/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,894/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,262
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,549
−HK$2,320/mo
Today · 4.125%
HK$89,869
baseline
▲ 0.50% · 4.625%
HK$94,606
+HK$4,737/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,738/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,224 · Scale 2, in force from 26 Feb 2026)