LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,580
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,904
−HK$1,346/mo
Today · 4.125%
HK$45,250
baseline
▲ 0.50% · 4.625%
HK$48,003
+HK$2,753/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,500/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,369
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,640
−HK$1,289/mo
Today · 4.125%
HK$49,929
baseline
▲ 0.50% · 4.625%
HK$52,560
+HK$2,631/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,858/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,095
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,685
−HK$1,615/mo
Today · 4.125%
HK$54,300
baseline
▲ 0.50% · 4.625%
HK$57,604
+HK$3,304/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,600/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,843
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,368
−HK$1,546/mo
Today · 4.125%
HK$59,914
baseline
▲ 0.50% · 4.625%
HK$63,072
+HK$3,158/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,828/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,611
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,466
−HK$1,884/mo
Today · 4.125%
HK$63,350
baseline
▲ 0.50% · 4.625%
HK$67,204
+HK$3,854/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,700/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,317
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,096
−HK$1,804/mo
Today · 4.125%
HK$69,900
baseline
▲ 0.50% · 4.625%
HK$73,585
+HK$3,685/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,800/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,643
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,027
−HK$2,422/mo
Today · 4.125%
HK$81,449
baseline
▲ 0.50% · 4.625%
HK$86,405
+HK$4,956/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,898/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,265
−HK$4,606/mo
▼ 0.25% · 3.875%
HK$87,552
−HK$2,319/mo
Today · 4.125%
HK$89,871
baseline
▲ 0.50% · 4.625%
HK$94,609
+HK$4,738/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,742/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,244 · Scale 2, in force from 26 Feb 2026)