LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,582
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,906
−HK$1,346/mo
Today · 4.125%
HK$45,252
baseline
▲ 0.50% · 4.625%
HK$48,005
+HK$2,753/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,504/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,372
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,642
−HK$1,289/mo
Today · 4.125%
HK$49,931
baseline
▲ 0.50% · 4.625%
HK$52,563
+HK$2,632/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,862/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,098
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,687
−HK$1,615/mo
Today · 4.125%
HK$54,302
baseline
▲ 0.50% · 4.625%
HK$57,607
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,604/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,846
−HK$3,071/mo
▼ 0.25% · 3.875%
HK$58,371
−HK$1,546/mo
Today · 4.125%
HK$59,917
baseline
▲ 0.50% · 4.625%
HK$63,076
+HK$3,159/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,834/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,614
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,469
−HK$1,884/mo
Today · 4.125%
HK$63,353
baseline
▲ 0.50% · 4.625%
HK$67,208
+HK$3,855/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,706/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,320
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,099
−HK$1,805/mo
Today · 4.125%
HK$69,904
baseline
▲ 0.50% · 4.625%
HK$73,588
+HK$3,684/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,808/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,647
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,031
−HK$2,423/mo
Today · 4.125%
HK$81,454
baseline
▲ 0.50% · 4.625%
HK$86,410
+HK$4,956/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,908/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,269
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,556
−HK$2,320/mo
Today · 4.125%
HK$89,876
baseline
▲ 0.50% · 4.625%
HK$94,613
+HK$4,737/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,752/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,279 · Scale 2, in force from 26 Feb 2026)