LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,583
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,907
−HK$1,346/mo
Today · 4.125%
HK$45,253
baseline
▲ 0.50% · 4.625%
HK$48,006
+HK$2,753/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,506/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,373
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,643
−HK$1,289/mo
Today · 4.125%
HK$49,932
baseline
▲ 0.50% · 4.625%
HK$52,564
+HK$2,632/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,864/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,099
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,689
−HK$1,614/mo
Today · 4.125%
HK$54,303
baseline
▲ 0.50% · 4.625%
HK$57,608
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$108,606/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,847
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,372
−HK$1,547/mo
Today · 4.125%
HK$59,919
baseline
▲ 0.50% · 4.625%
HK$63,077
+HK$3,158/mo
Deposit HK$7.47M · loan HK$11.20M · min. income ≈ HK$119,838/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,616
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,470
−HK$1,884/mo
Today · 4.125%
HK$63,354
baseline
▲ 0.50% · 4.625%
HK$67,209
+HK$3,855/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,708/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,322
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,101
−HK$1,804/mo
Today · 4.125%
HK$69,905
baseline
▲ 0.50% · 4.625%
HK$73,590
+HK$3,685/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,810/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,649
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$79,033
−HK$2,422/mo
Today · 4.125%
HK$81,455
baseline
▲ 0.50% · 4.625%
HK$86,412
+HK$4,957/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,910/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,271
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,558
−HK$2,320/mo
Today · 4.125%
HK$89,878
baseline
▲ 0.50% · 4.625%
HK$94,615
+HK$4,737/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,756/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,293 · Scale 2, in force from 26 Feb 2026)