LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,585
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,910
−HK$1,345/mo
Today · 4.125%
HK$45,255
baseline
▲ 0.50% · 4.625%
HK$48,009
+HK$2,754/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,510/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,375
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,646
−HK$1,289/mo
Today · 4.125%
HK$49,935
baseline
▲ 0.50% · 4.625%
HK$52,567
+HK$2,632/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,870/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,102
−HK$3,204/mo
▼ 0.25% · 3.875%
HK$52,691
−HK$1,615/mo
Today · 4.125%
HK$54,306
baseline
▲ 0.50% · 4.625%
HK$57,611
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,612/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,850
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,375
−HK$1,547/mo
Today · 4.125%
HK$59,922
baseline
▲ 0.50% · 4.625%
HK$63,080
+HK$3,158/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,844/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,619
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,473
−HK$1,885/mo
Today · 4.125%
HK$63,358
baseline
▲ 0.50% · 4.625%
HK$67,213
+HK$3,855/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,716/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,325
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,104
−HK$1,805/mo
Today · 4.125%
HK$69,909
baseline
▲ 0.50% · 4.625%
HK$73,594
+HK$3,685/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,818/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,653
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,037
−HK$2,423/mo
Today · 4.125%
HK$81,460
baseline
▲ 0.50% · 4.625%
HK$86,416
+HK$4,956/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,920/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,276
−HK$4,607/mo
▼ 0.25% · 3.875%
HK$87,563
−HK$2,320/mo
Today · 4.125%
HK$89,883
baseline
▲ 0.50% · 4.625%
HK$94,621
+HK$4,738/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,766/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,332 · Scale 2, in force from 26 Feb 2026)