LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,588
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,913
−HK$1,345/mo
Today · 4.125%
HK$45,258
baseline
▲ 0.50% · 4.625%
HK$48,012
+HK$2,754/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,516/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,379
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,649
−HK$1,289/mo
Today · 4.125%
HK$49,938
baseline
▲ 0.50% · 4.625%
HK$52,571
+HK$2,633/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,876/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,105
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,695
−HK$1,615/mo
Today · 4.125%
HK$54,310
baseline
▲ 0.50% · 4.625%
HK$57,615
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,620/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,854
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,379
−HK$1,547/mo
Today · 4.125%
HK$59,926
baseline
▲ 0.50% · 4.625%
HK$63,085
+HK$3,159/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,852/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,623
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,478
−HK$1,884/mo
Today · 4.125%
HK$63,362
baseline
▲ 0.50% · 4.625%
HK$67,217
+HK$3,855/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,724/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,330
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,109
−HK$1,805/mo
Today · 4.125%
HK$69,914
baseline
▲ 0.50% · 4.625%
HK$73,599
+HK$3,685/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,828/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,658
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,043
−HK$2,422/mo
Today · 4.125%
HK$81,465
baseline
▲ 0.50% · 4.625%
HK$86,422
+HK$4,957/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,930/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,281
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$87,569
−HK$2,320/mo
Today · 4.125%
HK$89,889
baseline
▲ 0.50% · 4.625%
HK$94,627
+HK$4,738/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,778/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,380 · Scale 2, in force from 26 Feb 2026)