LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,589
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,914
−HK$1,346/mo
Today · 4.125%
HK$45,260
baseline
▲ 0.50% · 4.625%
HK$48,014
+HK$2,754/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,520/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,380
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,651
−HK$1,289/mo
Today · 4.125%
HK$49,940
baseline
▲ 0.50% · 4.625%
HK$52,572
+HK$2,632/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,880/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,107
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,697
−HK$1,615/mo
Today · 4.125%
HK$54,312
baseline
▲ 0.50% · 4.625%
HK$57,617
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,624/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,856
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,381
−HK$1,547/mo
Today · 4.125%
HK$59,928
baseline
▲ 0.50% · 4.625%
HK$63,087
+HK$3,159/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,856/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,625
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,480
−HK$1,884/mo
Today · 4.125%
HK$63,364
baseline
▲ 0.50% · 4.625%
HK$67,220
+HK$3,856/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$126,728/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,332
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,111
−HK$1,805/mo
Today · 4.125%
HK$69,916
baseline
▲ 0.50% · 4.625%
HK$73,601
+HK$3,685/mo
Deposit HK$5.60M · loan HK$13.07M · min. income ≈ HK$139,832/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,661
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$79,045
−HK$2,423/mo
Today · 4.125%
HK$81,468
baseline
▲ 0.50% · 4.625%
HK$86,425
+HK$4,957/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,936/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,284
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$87,572
−HK$2,320/mo
Today · 4.125%
HK$89,892
baseline
▲ 0.50% · 4.625%
HK$94,630
+HK$4,738/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,784/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,404 · Scale 2, in force from 26 Feb 2026)