LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,595
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,920
−HK$1,346/mo
Today · 4.125%
HK$45,266
baseline
▲ 0.50% · 4.625%
HK$48,020
+HK$2,754/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,532/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,386
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,657
−HK$1,289/mo
Today · 4.125%
HK$49,946
baseline
▲ 0.50% · 4.625%
HK$52,579
+HK$2,633/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,892/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,114
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,704
−HK$1,615/mo
Today · 4.125%
HK$54,319
baseline
▲ 0.50% · 4.625%
HK$57,624
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,638/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,864
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,389
−HK$1,547/mo
Today · 4.125%
HK$59,936
baseline
▲ 0.50% · 4.625%
HK$63,095
+HK$3,159/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,872/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,633
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,488
−HK$1,884/mo
Today · 4.125%
HK$63,372
baseline
▲ 0.50% · 4.625%
HK$67,228
+HK$3,856/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$126,744/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,341
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,120
−HK$1,805/mo
Today · 4.125%
HK$69,925
baseline
▲ 0.50% · 4.625%
HK$73,611
+HK$3,686/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$139,850/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,671
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,056
−HK$2,423/mo
Today · 4.125%
HK$81,479
baseline
▲ 0.50% · 4.625%
HK$86,436
+HK$4,957/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,958/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,295
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,583
−HK$2,321/mo
Today · 4.125%
HK$89,904
baseline
▲ 0.50% · 4.625%
HK$94,643
+HK$4,739/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,808/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,494 · Scale 2, in force from 26 Feb 2026)