LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,596
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,921
−HK$1,346/mo
Today · 4.125%
HK$45,267
baseline
▲ 0.50% · 4.625%
HK$48,021
+HK$2,754/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,534/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,387
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,658
−HK$1,289/mo
Today · 4.125%
HK$49,947
baseline
▲ 0.50% · 4.625%
HK$52,580
+HK$2,633/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,894/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,115
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,705
−HK$1,615/mo
Today · 4.125%
HK$54,320
baseline
▲ 0.50% · 4.625%
HK$57,625
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,640/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,865
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,390
−HK$1,547/mo
Today · 4.125%
HK$59,937
baseline
▲ 0.50% · 4.625%
HK$63,096
+HK$3,159/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,874/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,634
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,489
−HK$1,884/mo
Today · 4.125%
HK$63,373
baseline
▲ 0.50% · 4.625%
HK$67,230
+HK$3,857/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$126,746/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,342
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,121
−HK$1,805/mo
Today · 4.125%
HK$69,926
baseline
▲ 0.50% · 4.625%
HK$73,612
+HK$3,686/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$139,852/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,672
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,057
−HK$2,423/mo
Today · 4.125%
HK$81,480
baseline
▲ 0.50% · 4.625%
HK$86,438
+HK$4,958/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,960/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,297
−HK$4,608/mo
▼ 0.25% · 3.875%
HK$87,585
−HK$2,320/mo
Today · 4.125%
HK$89,905
baseline
▲ 0.50% · 4.625%
HK$94,644
+HK$4,739/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,810/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,507 · Scale 2, in force from 26 Feb 2026)