LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,596
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,921
−HK$1,346/mo
Today · 4.125%
HK$45,267
baseline
▲ 0.50% · 4.625%
HK$48,022
+HK$2,755/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,534/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,388
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,659
−HK$1,289/mo
Today · 4.125%
HK$49,948
baseline
▲ 0.50% · 4.625%
HK$52,581
+HK$2,633/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,896/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,116
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,706
−HK$1,615/mo
Today · 4.125%
HK$54,321
baseline
▲ 0.50% · 4.625%
HK$57,626
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,642/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,866
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,391
−HK$1,547/mo
Today · 4.125%
HK$59,938
baseline
▲ 0.50% · 4.625%
HK$63,097
+HK$3,159/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,876/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,635
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,490
−HK$1,884/mo
Today · 4.125%
HK$63,374
baseline
▲ 0.50% · 4.625%
HK$67,231
+HK$3,857/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$126,748/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,343
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,122
−HK$1,805/mo
Today · 4.125%
HK$69,927
baseline
▲ 0.50% · 4.625%
HK$73,613
+HK$3,686/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$139,854/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,673
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,058
−HK$2,423/mo
Today · 4.125%
HK$81,481
baseline
▲ 0.50% · 4.625%
HK$86,439
+HK$4,958/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,962/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,298
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,586
−HK$2,321/mo
Today · 4.125%
HK$89,907
baseline
▲ 0.50% · 4.625%
HK$94,646
+HK$4,739/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,814/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,519 · Scale 2, in force from 26 Feb 2026)