LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,598
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,923
−HK$1,346/mo
Today · 4.125%
HK$45,269
baseline
▲ 0.50% · 4.625%
HK$48,024
+HK$2,755/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,538/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,390
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,661
−HK$1,289/mo
Today · 4.125%
HK$49,950
baseline
▲ 0.50% · 4.625%
HK$52,583
+HK$2,633/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,900/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,117
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,707
−HK$1,616/mo
Today · 4.125%
HK$54,323
baseline
▲ 0.50% · 4.625%
HK$57,628
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,646/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,868
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,393
−HK$1,547/mo
Today · 4.125%
HK$59,940
baseline
▲ 0.50% · 4.625%
HK$63,099
+HK$3,159/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,880/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,637
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,492
−HK$1,885/mo
Today · 4.125%
HK$63,377
baseline
▲ 0.50% · 4.625%
HK$67,233
+HK$3,856/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$126,754/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,345
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,125
−HK$1,805/mo
Today · 4.125%
HK$69,930
baseline
▲ 0.50% · 4.625%
HK$73,616
+HK$3,686/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$139,860/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,676
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,061
−HK$2,423/mo
Today · 4.125%
HK$81,484
baseline
▲ 0.50% · 4.625%
HK$86,442
+HK$4,958/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,968/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,301
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,589
−HK$2,321/mo
Today · 4.125%
HK$89,910
baseline
▲ 0.50% · 4.625%
HK$94,649
+HK$4,739/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,820/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,543 · Scale 2, in force from 26 Feb 2026)