LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,598
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,923
−HK$1,346/mo
Today · 4.125%
HK$45,269
baseline
▲ 0.50% · 4.625%
HK$48,024
+HK$2,755/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,538/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,390
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,661
−HK$1,289/mo
Today · 4.125%
HK$49,950
baseline
▲ 0.50% · 4.625%
HK$52,583
+HK$2,633/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,900/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,118
−HK$3,205/mo
▼ 0.25% · 3.875%
HK$52,708
−HK$1,615/mo
Today · 4.125%
HK$54,323
baseline
▲ 0.50% · 4.625%
HK$57,629
+HK$3,306/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,646/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,868
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,393
−HK$1,547/mo
Today · 4.125%
HK$59,940
baseline
▲ 0.50% · 4.625%
HK$63,100
+HK$3,160/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,880/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,637
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,492
−HK$1,885/mo
Today · 4.125%
HK$63,377
baseline
▲ 0.50% · 4.625%
HK$67,234
+HK$3,857/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$126,754/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,346
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,125
−HK$1,806/mo
Today · 4.125%
HK$69,931
baseline
▲ 0.50% · 4.625%
HK$73,617
+HK$3,686/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$139,862/mo (50% DSR)
Upfront cash ≈ HK$6.30M (deposit + AVD stamp duty HK$700,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,677
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$79,062
−HK$2,423/mo
Today · 4.125%
HK$81,485
baseline
▲ 0.50% · 4.625%
HK$86,443
+HK$4,958/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,970/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,302
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,590
−HK$2,321/mo
Today · 4.125%
HK$89,911
baseline
▲ 0.50% · 4.625%
HK$94,650
+HK$4,739/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,822/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,549 · Scale 2, in force from 26 Feb 2026)