LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,600
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,925
−HK$1,347/mo
Today · 4.125%
HK$45,272
baseline
▲ 0.50% · 4.625%
HK$48,026
+HK$2,754/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,544/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,392
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,663
−HK$1,290/mo
Today · 4.125%
HK$49,953
baseline
▲ 0.50% · 4.625%
HK$52,586
+HK$2,633/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,906/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,120
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,710
−HK$1,616/mo
Today · 4.125%
HK$54,326
baseline
▲ 0.50% · 4.625%
HK$57,631
+HK$3,305/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,652/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,871
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,396
−HK$1,547/mo
Today · 4.125%
HK$59,943
baseline
▲ 0.50% · 4.625%
HK$63,103
+HK$3,160/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,886/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,640
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,495
−HK$1,885/mo
Today · 4.125%
HK$63,380
baseline
▲ 0.50% · 4.625%
HK$67,237
+HK$3,857/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$126,760/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,349
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,129
−HK$1,805/mo
Today · 4.125%
HK$69,934
baseline
▲ 0.50% · 4.625%
HK$73,620
+HK$3,686/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$139,868/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,680
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,065
−HK$2,424/mo
Today · 4.125%
HK$81,489
baseline
▲ 0.50% · 4.625%
HK$86,447
+HK$4,958/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,978/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,306
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,594
−HK$2,321/mo
Today · 4.125%
HK$89,915
baseline
▲ 0.50% · 4.625%
HK$94,654
+HK$4,739/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,830/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,582 · Scale 2, in force from 26 Feb 2026)