LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,602
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,928
−HK$1,346/mo
Today · 4.125%
HK$45,274
baseline
▲ 0.50% · 4.625%
HK$48,029
+HK$2,755/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,548/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,395
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,666
−HK$1,289/mo
Today · 4.125%
HK$49,955
baseline
▲ 0.50% · 4.625%
HK$52,589
+HK$2,634/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,910/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,123
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,713
−HK$1,616/mo
Today · 4.125%
HK$54,329
baseline
▲ 0.50% · 4.625%
HK$57,635
+HK$3,306/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,658/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,874
−HK$3,072/mo
▼ 0.25% · 3.875%
HK$58,399
−HK$1,547/mo
Today · 4.125%
HK$59,946
baseline
▲ 0.50% · 4.625%
HK$63,106
+HK$3,160/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,892/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,643
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,499
−HK$1,885/mo
Today · 4.125%
HK$63,384
baseline
▲ 0.50% · 4.625%
HK$67,240
+HK$3,856/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$126,768/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,353
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,132
−HK$1,806/mo
Today · 4.125%
HK$69,938
baseline
▲ 0.50% · 4.625%
HK$73,624
+HK$3,686/mo
Deposit HK$5.60M · loan HK$13.08M · min. income ≈ HK$139,876/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,684
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,070
−HK$2,423/mo
Today · 4.125%
HK$81,493
baseline
▲ 0.50% · 4.625%
HK$86,452
+HK$4,959/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$162,986/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,311
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,599
−HK$2,321/mo
Today · 4.125%
HK$89,920
baseline
▲ 0.50% · 4.625%
HK$94,659
+HK$4,739/mo
Deposit HK$1.87M · loan HK$16.81M · min. income ≈ HK$179,840/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,620 · Scale 2, in force from 26 Feb 2026)