LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,606
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,931
−HK$1,347/mo
Today · 4.125%
HK$45,278
baseline
▲ 0.50% · 4.625%
HK$48,033
+HK$2,755/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,556/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,399
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,670
−HK$1,289/mo
Today · 4.125%
HK$49,959
baseline
▲ 0.50% · 4.625%
HK$52,593
+HK$2,634/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,918/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,127
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,717
−HK$1,616/mo
Today · 4.125%
HK$54,333
baseline
▲ 0.50% · 4.625%
HK$57,639
+HK$3,306/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,666/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,878
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,404
−HK$1,547/mo
Today · 4.125%
HK$59,951
baseline
▲ 0.50% · 4.625%
HK$63,111
+HK$3,160/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,902/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,648
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,504
−HK$1,885/mo
Today · 4.125%
HK$63,389
baseline
▲ 0.50% · 4.625%
HK$67,246
+HK$3,857/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,778/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,358
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,138
−HK$1,805/mo
Today · 4.125%
HK$69,943
baseline
▲ 0.50% · 4.625%
HK$73,630
+HK$3,687/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,886/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,691
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,076
−HK$2,424/mo
Today · 4.125%
HK$81,500
baseline
▲ 0.50% · 4.625%
HK$86,459
+HK$4,959/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,000/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,317
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,606
−HK$2,321/mo
Today · 4.125%
HK$89,927
baseline
▲ 0.50% · 4.625%
HK$94,667
+HK$4,740/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,854/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,676 · Scale 2, in force from 26 Feb 2026)