LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,607
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,932
−HK$1,346/mo
Today · 4.125%
HK$45,278
baseline
▲ 0.50% · 4.625%
HK$48,034
+HK$2,756/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,556/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,399
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,671
−HK$1,289/mo
Today · 4.125%
HK$49,960
baseline
▲ 0.50% · 4.625%
HK$52,594
+HK$2,634/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,920/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,128
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,718
−HK$1,616/mo
Today · 4.125%
HK$54,334
baseline
▲ 0.50% · 4.625%
HK$57,640
+HK$3,306/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,668/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,879
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,405
−HK$1,547/mo
Today · 4.125%
HK$59,952
baseline
▲ 0.50% · 4.625%
HK$63,113
+HK$3,161/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,904/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,649
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,505
−HK$1,885/mo
Today · 4.125%
HK$63,390
baseline
▲ 0.50% · 4.625%
HK$67,247
+HK$3,857/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,780/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,359
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,139
−HK$1,805/mo
Today · 4.125%
HK$69,944
baseline
▲ 0.50% · 4.625%
HK$73,631
+HK$3,687/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,888/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,692
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,078
−HK$2,423/mo
Today · 4.125%
HK$81,501
baseline
▲ 0.50% · 4.625%
HK$86,460
+HK$4,959/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,002/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,319
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,607
−HK$2,322/mo
Today · 4.125%
HK$89,929
baseline
▲ 0.50% · 4.625%
HK$94,669
+HK$4,740/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,858/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,689 · Scale 2, in force from 26 Feb 2026)