LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,607
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,932
−HK$1,347/mo
Today · 4.125%
HK$45,279
baseline
▲ 0.50% · 4.625%
HK$48,034
+HK$2,755/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,558/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,400
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,671
−HK$1,290/mo
Today · 4.125%
HK$49,961
baseline
▲ 0.50% · 4.625%
HK$52,594
+HK$2,633/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,922/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,128
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,719
−HK$1,616/mo
Today · 4.125%
HK$54,335
baseline
▲ 0.50% · 4.625%
HK$57,641
+HK$3,306/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,670/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,880
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,405
−HK$1,548/mo
Today · 4.125%
HK$59,953
baseline
▲ 0.50% · 4.625%
HK$63,113
+HK$3,160/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,906/mo (50% DSR)
Upfront cash ≈ HK$8.17M (deposit + AVD stamp duty HK$700,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,650
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,505
−HK$1,885/mo
Today · 4.125%
HK$63,390
baseline
▲ 0.50% · 4.625%
HK$67,248
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,780/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,360
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,140
−HK$1,805/mo
Today · 4.125%
HK$69,945
baseline
▲ 0.50% · 4.625%
HK$73,632
+HK$3,687/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,890/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,693
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,078
−HK$2,424/mo
Today · 4.125%
HK$81,502
baseline
▲ 0.50% · 4.625%
HK$86,461
+HK$4,959/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,004/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,320
−HK$4,609/mo
▼ 0.25% · 3.875%
HK$87,608
−HK$2,321/mo
Today · 4.125%
HK$89,929
baseline
▲ 0.50% · 4.625%
HK$94,670
+HK$4,741/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,858/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,696 · Scale 2, in force from 26 Feb 2026)