LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,609
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,935
−HK$1,346/mo
Today · 4.125%
HK$45,281
baseline
▲ 0.50% · 4.625%
HK$48,036
+HK$2,755/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,562/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,402
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,674
−HK$1,289/mo
Today · 4.125%
HK$49,963
baseline
▲ 0.50% · 4.625%
HK$52,597
+HK$2,634/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,926/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,131
−HK$3,206/mo
▼ 0.25% · 3.875%
HK$52,721
−HK$1,616/mo
Today · 4.125%
HK$54,337
baseline
▲ 0.50% · 4.625%
HK$57,644
+HK$3,307/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,674/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,883
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,408
−HK$1,548/mo
Today · 4.125%
HK$59,956
baseline
▲ 0.50% · 4.625%
HK$63,116
+HK$3,160/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,912/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,653
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,508
−HK$1,886/mo
Today · 4.125%
HK$63,394
baseline
▲ 0.50% · 4.625%
HK$67,251
+HK$3,857/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,788/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,363
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,143
−HK$1,806/mo
Today · 4.125%
HK$69,949
baseline
▲ 0.50% · 4.625%
HK$73,636
+HK$3,687/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,898/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,697
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,082
−HK$2,424/mo
Today · 4.125%
HK$81,506
baseline
▲ 0.50% · 4.625%
HK$86,466
+HK$4,960/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,012/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,731 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,324
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,612
−HK$2,322/mo
Today · 4.125%
HK$89,934
baseline
▲ 0.50% · 4.625%
HK$94,674
+HK$4,740/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,868/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,731 · Scale 2, in force from 26 Feb 2026)