LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,611
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,936
−HK$1,347/mo
Today · 4.125%
HK$45,283
baseline
▲ 0.50% · 4.625%
HK$48,038
+HK$2,755/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,566/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,404
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,676
−HK$1,289/mo
Today · 4.125%
HK$49,965
baseline
▲ 0.50% · 4.625%
HK$52,599
+HK$2,634/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,930/mo (50% DSR)
Upfront cash ≈ HK$10.04M (deposit + AVD stamp duty HK$700,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,133
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,724
−HK$1,616/mo
Today · 4.125%
HK$54,340
baseline
▲ 0.50% · 4.625%
HK$57,646
+HK$3,306/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$108,680/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,885
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,411
−HK$1,547/mo
Today · 4.125%
HK$59,958
baseline
▲ 0.50% · 4.625%
HK$63,119
+HK$3,161/mo
Deposit HK$7.47M · loan HK$11.21M · min. income ≈ HK$119,916/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,655
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,511
−HK$1,885/mo
Today · 4.125%
HK$63,396
baseline
▲ 0.50% · 4.625%
HK$67,254
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,792/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,366
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,146
−HK$1,806/mo
Today · 4.125%
HK$69,952
baseline
▲ 0.50% · 4.625%
HK$73,639
+HK$3,687/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,904/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,700
−HK$4,809/mo
▼ 0.25% · 3.875%
HK$79,086
−HK$2,423/mo
Today · 4.125%
HK$81,509
baseline
▲ 0.50% · 4.625%
HK$86,469
+HK$4,960/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,018/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,328
−HK$4,610/mo
▼ 0.25% · 3.875%
HK$87,616
−HK$2,322/mo
Today · 4.125%
HK$89,938
baseline
▲ 0.50% · 4.625%
HK$94,678
+HK$4,740/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,876/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,760 · Scale 2, in force from 26 Feb 2026)