LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,617
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,942
−HK$1,347/mo
Today · 4.125%
HK$45,289
baseline
▲ 0.50% · 4.625%
HK$48,045
+HK$2,756/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,578/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,411
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,682
−HK$1,290/mo
Today · 4.125%
HK$49,972
baseline
▲ 0.50% · 4.625%
HK$52,606
+HK$2,634/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,944/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,140
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,731
−HK$1,616/mo
Today · 4.125%
HK$54,347
baseline
▲ 0.50% · 4.625%
HK$57,654
+HK$3,307/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$108,694/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,893
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,419
−HK$1,547/mo
Today · 4.125%
HK$59,966
baseline
▲ 0.50% · 4.625%
HK$63,127
+HK$3,161/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$119,932/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,663
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,519
−HK$1,886/mo
Today · 4.125%
HK$63,405
baseline
▲ 0.50% · 4.625%
HK$67,263
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,810/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,375
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,155
−HK$1,806/mo
Today · 4.125%
HK$69,961
baseline
▲ 0.50% · 4.625%
HK$73,649
+HK$3,688/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,922/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,710
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,096
−HK$2,424/mo
Today · 4.125%
HK$81,520
baseline
▲ 0.50% · 4.625%
HK$86,481
+HK$4,961/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,040/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,339
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,628
−HK$2,322/mo
Today · 4.125%
HK$89,950
baseline
▲ 0.50% · 4.625%
HK$94,691
+HK$4,741/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,900/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,854 · Scale 2, in force from 26 Feb 2026)