LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,618
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,943
−HK$1,347/mo
Today · 4.125%
HK$45,290
baseline
▲ 0.50% · 4.625%
HK$48,046
+HK$2,756/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$90,580/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,412
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,683
−HK$1,290/mo
Today · 4.125%
HK$49,973
baseline
▲ 0.50% · 4.625%
HK$52,607
+HK$2,634/mo
Deposit HK$9.34M · loan HK$9.34M · min. income ≈ HK$99,946/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,141
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,732
−HK$1,616/mo
Today · 4.125%
HK$54,348
baseline
▲ 0.50% · 4.625%
HK$57,655
+HK$3,307/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$108,696/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,894
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,420
−HK$1,548/mo
Today · 4.125%
HK$59,968
baseline
▲ 0.50% · 4.625%
HK$63,129
+HK$3,161/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$119,936/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,665
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,521
−HK$1,885/mo
Today · 4.125%
HK$63,406
baseline
▲ 0.50% · 4.625%
HK$67,264
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,812/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,376
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,156
−HK$1,806/mo
Today · 4.125%
HK$69,962
baseline
▲ 0.50% · 4.625%
HK$73,650
+HK$3,688/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,924/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,712
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$79,098
−HK$2,424/mo
Today · 4.125%
HK$81,522
baseline
▲ 0.50% · 4.625%
HK$86,483
+HK$4,961/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,044/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,341
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,630
−HK$2,322/mo
Today · 4.125%
HK$89,952
baseline
▲ 0.50% · 4.625%
HK$94,693
+HK$4,741/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,904/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,869 · Scale 2, in force from 26 Feb 2026)