LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,619
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,944
−HK$1,347/mo
Today · 4.125%
HK$45,291
baseline
▲ 0.50% · 4.625%
HK$48,047
+HK$2,756/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,582/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,413
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,684
−HK$1,290/mo
Today · 4.125%
HK$49,974
baseline
▲ 0.50% · 4.625%
HK$52,609
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,948/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,142
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,733
−HK$1,616/mo
Today · 4.125%
HK$54,349
baseline
▲ 0.50% · 4.625%
HK$57,656
+HK$3,307/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$108,698/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,895
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,421
−HK$1,548/mo
Today · 4.125%
HK$59,969
baseline
▲ 0.50% · 4.625%
HK$63,130
+HK$3,161/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$119,938/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,666
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,522
−HK$1,886/mo
Today · 4.125%
HK$63,408
baseline
▲ 0.50% · 4.625%
HK$67,266
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,816/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,378
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,158
−HK$1,806/mo
Today · 4.125%
HK$69,964
baseline
▲ 0.50% · 4.625%
HK$73,652
+HK$3,688/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,928/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,713
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,100
−HK$2,424/mo
Today · 4.125%
HK$81,524
baseline
▲ 0.50% · 4.625%
HK$86,485
+HK$4,961/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,048/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,343
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,632
−HK$2,322/mo
Today · 4.125%
HK$89,954
baseline
▲ 0.50% · 4.625%
HK$94,695
+HK$4,741/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,908/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,885 · Scale 2, in force from 26 Feb 2026)