LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,619
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,945
−HK$1,347/mo
Today · 4.125%
HK$45,292
baseline
▲ 0.50% · 4.625%
HK$48,048
+HK$2,756/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,584/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,414
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,685
−HK$1,290/mo
Today · 4.125%
HK$49,975
baseline
▲ 0.50% · 4.625%
HK$52,610
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,950/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,143
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,734
−HK$1,617/mo
Today · 4.125%
HK$54,351
baseline
▲ 0.50% · 4.625%
HK$57,658
+HK$3,307/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$108,702/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,897
−HK$3,073/mo
▼ 0.25% · 3.875%
HK$58,422
−HK$1,548/mo
Today · 4.125%
HK$59,970
baseline
▲ 0.50% · 4.625%
HK$63,132
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$119,940/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,667
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,523
−HK$1,886/mo
Today · 4.125%
HK$63,409
baseline
▲ 0.50% · 4.625%
HK$67,267
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,818/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,379
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,160
−HK$1,806/mo
Today · 4.125%
HK$69,966
baseline
▲ 0.50% · 4.625%
HK$73,654
+HK$3,688/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,932/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,715
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,101
−HK$2,425/mo
Today · 4.125%
HK$81,526
baseline
▲ 0.50% · 4.625%
HK$86,486
+HK$4,960/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,052/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,345
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,634
−HK$2,322/mo
Today · 4.125%
HK$89,956
baseline
▲ 0.50% · 4.625%
HK$94,697
+HK$4,741/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,912/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,900 · Scale 2, in force from 26 Feb 2026)