LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,621
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$43,946
−HK$1,347/mo
Today · 4.125%
HK$45,293
baseline
▲ 0.50% · 4.625%
HK$48,049
+HK$2,756/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,586/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,415
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,687
−HK$1,290/mo
Today · 4.125%
HK$49,977
baseline
▲ 0.50% · 4.625%
HK$52,611
+HK$2,634/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,954/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,145
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,736
−HK$1,616/mo
Today · 4.125%
HK$54,352
baseline
▲ 0.50% · 4.625%
HK$57,659
+HK$3,307/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$108,704/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,898
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,424
−HK$1,548/mo
Today · 4.125%
HK$59,972
baseline
▲ 0.50% · 4.625%
HK$63,133
+HK$3,161/mo
Deposit HK$7.48M · loan HK$11.21M · min. income ≈ HK$119,944/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,669
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,525
−HK$1,886/mo
Today · 4.125%
HK$63,411
baseline
▲ 0.50% · 4.625%
HK$67,269
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,822/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,381
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,161
−HK$1,806/mo
Today · 4.125%
HK$69,967
baseline
▲ 0.50% · 4.625%
HK$73,655
+HK$3,688/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,934/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,717
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,103
−HK$2,425/mo
Today · 4.125%
HK$81,528
baseline
▲ 0.50% · 4.625%
HK$86,489
+HK$4,961/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,056/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,347
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,636
−HK$2,322/mo
Today · 4.125%
HK$89,958
baseline
▲ 0.50% · 4.625%
HK$94,700
+HK$4,742/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,916/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,918 · Scale 2, in force from 26 Feb 2026)