LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,624
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,950
−HK$1,347/mo
Today · 4.125%
HK$45,297
baseline
▲ 0.50% · 4.625%
HK$48,053
+HK$2,756/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,594/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,418
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,690
−HK$1,290/mo
Today · 4.125%
HK$49,980
baseline
▲ 0.50% · 4.625%
HK$52,615
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,960/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,148
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,739
−HK$1,617/mo
Today · 4.125%
HK$54,356
baseline
▲ 0.50% · 4.625%
HK$57,663
+HK$3,307/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,712/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,902
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,428
−HK$1,548/mo
Today · 4.125%
HK$59,976
baseline
▲ 0.50% · 4.625%
HK$63,138
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,952/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,673
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,529
−HK$1,886/mo
Today · 4.125%
HK$63,415
baseline
▲ 0.50% · 4.625%
HK$67,274
+HK$3,859/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,830/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,386
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,166
−HK$1,806/mo
Today · 4.125%
HK$69,972
baseline
▲ 0.50% · 4.625%
HK$73,661
+HK$3,689/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,944/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,723
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,109
−HK$2,425/mo
Today · 4.125%
HK$81,534
baseline
▲ 0.50% · 4.625%
HK$86,495
+HK$4,961/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,068/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,353
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,642
−HK$2,323/mo
Today · 4.125%
HK$89,965
baseline
▲ 0.50% · 4.625%
HK$94,707
+HK$4,742/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,930/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,970 · Scale 2, in force from 26 Feb 2026)