LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,624
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,950
−HK$1,347/mo
Today · 4.125%
HK$45,297
baseline
▲ 0.50% · 4.625%
HK$48,053
+HK$2,756/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,594/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,419
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,691
−HK$1,290/mo
Today · 4.125%
HK$49,981
baseline
▲ 0.50% · 4.625%
HK$52,615
+HK$2,634/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,962/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,149
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,740
−HK$1,616/mo
Today · 4.125%
HK$54,356
baseline
▲ 0.50% · 4.625%
HK$57,664
+HK$3,308/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,712/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,903
−HK$3,074/mo
▼ 0.25% · 3.875%
HK$58,429
−HK$1,548/mo
Today · 4.125%
HK$59,977
baseline
▲ 0.50% · 4.625%
HK$63,138
+HK$3,161/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,954/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,674
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,530
−HK$1,886/mo
Today · 4.125%
HK$63,416
baseline
▲ 0.50% · 4.625%
HK$67,274
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$126,832/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,386
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,167
−HK$1,806/mo
Today · 4.125%
HK$69,973
baseline
▲ 0.50% · 4.625%
HK$73,661
+HK$3,688/mo
Deposit HK$5.61M · loan HK$13.08M · min. income ≈ HK$139,946/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,723
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$79,110
−HK$2,424/mo
Today · 4.125%
HK$81,534
baseline
▲ 0.50% · 4.625%
HK$86,496
+HK$4,962/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,068/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,354
−HK$4,611/mo
▼ 0.25% · 3.875%
HK$87,643
−HK$2,322/mo
Today · 4.125%
HK$89,965
baseline
▲ 0.50% · 4.625%
HK$94,707
+HK$4,742/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,930/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,975 · Scale 2, in force from 26 Feb 2026)