LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,625
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,951
−HK$1,347/mo
Today · 4.125%
HK$45,298
baseline
▲ 0.50% · 4.625%
HK$48,054
+HK$2,756/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,596/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,420
−HK$2,561/mo
▼ 0.25% · 3.875%
HK$48,691
−HK$1,290/mo
Today · 4.125%
HK$49,981
baseline
▲ 0.50% · 4.625%
HK$52,616
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,962/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$700,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,150
−HK$3,207/mo
▼ 0.25% · 3.875%
HK$52,741
−HK$1,616/mo
Today · 4.125%
HK$54,357
baseline
▲ 0.50% · 4.625%
HK$57,665
+HK$3,308/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,714/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,903
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,430
−HK$1,548/mo
Today · 4.125%
HK$59,978
baseline
▲ 0.50% · 4.625%
HK$63,139
+HK$3,161/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,956/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$700,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,675
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,531
−HK$1,886/mo
Today · 4.125%
HK$63,417
baseline
▲ 0.50% · 4.625%
HK$67,275
+HK$3,858/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,834/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,387
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,168
−HK$1,806/mo
Today · 4.125%
HK$69,974
baseline
▲ 0.50% · 4.625%
HK$73,663
+HK$3,689/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,948/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$700,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,724
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,111
−HK$2,425/mo
Today · 4.125%
HK$81,536
baseline
▲ 0.50% · 4.625%
HK$86,497
+HK$4,961/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,072/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,355
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,644
−HK$2,323/mo
Today · 4.125%
HK$89,967
baseline
▲ 0.50% · 4.625%
HK$94,709
+HK$4,742/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,934/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$700,986 · Scale 2, in force from 26 Feb 2026)