LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,627
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,953
−HK$1,347/mo
Today · 4.125%
HK$45,300
baseline
▲ 0.50% · 4.625%
HK$48,056
+HK$2,756/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,600/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,422
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,694
−HK$1,290/mo
Today · 4.125%
HK$49,984
baseline
▲ 0.50% · 4.625%
HK$52,619
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,968/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,152
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,743
−HK$1,617/mo
Today · 4.125%
HK$54,360
baseline
▲ 0.50% · 4.625%
HK$57,667
+HK$3,307/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,720/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,906
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,432
−HK$1,549/mo
Today · 4.125%
HK$59,981
baseline
▲ 0.50% · 4.625%
HK$63,142
+HK$3,161/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,962/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,677
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,534
−HK$1,886/mo
Today · 4.125%
HK$63,420
baseline
▲ 0.50% · 4.625%
HK$67,279
+HK$3,859/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,840/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,390
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,171
−HK$1,806/mo
Today · 4.125%
HK$69,977
baseline
▲ 0.50% · 4.625%
HK$73,666
+HK$3,689/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,954/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,728
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,115
−HK$2,425/mo
Today · 4.125%
HK$81,540
baseline
▲ 0.50% · 4.625%
HK$86,501
+HK$4,961/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$163,080/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,359
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,648
−HK$2,323/mo
Today · 4.125%
HK$89,971
baseline
▲ 0.50% · 4.625%
HK$94,713
+HK$4,742/mo
Deposit HK$1.87M · loan HK$16.82M · min. income ≈ HK$179,942/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,019 · Scale 2, in force from 26 Feb 2026)