LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,630
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,956
−HK$1,347/mo
Today · 4.125%
HK$45,303
baseline
▲ 0.50% · 4.625%
HK$48,060
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,606/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,425
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,697
−HK$1,291/mo
Today · 4.125%
HK$49,988
baseline
▲ 0.50% · 4.625%
HK$52,622
+HK$2,634/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,976/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,156
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,747
−HK$1,617/mo
Today · 4.125%
HK$54,364
baseline
▲ 0.50% · 4.625%
HK$57,672
+HK$3,308/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,728/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,910
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,437
−HK$1,548/mo
Today · 4.125%
HK$59,985
baseline
▲ 0.50% · 4.625%
HK$63,147
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,970/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,682
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,538
−HK$1,886/mo
Today · 4.125%
HK$63,424
baseline
▲ 0.50% · 4.625%
HK$67,284
+HK$3,860/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,848/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,395
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,176
−HK$1,807/mo
Today · 4.125%
HK$69,983
baseline
▲ 0.50% · 4.625%
HK$73,671
+HK$3,688/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,966/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,734
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,121
−HK$2,425/mo
Today · 4.125%
HK$81,546
baseline
▲ 0.50% · 4.625%
HK$86,508
+HK$4,962/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,092/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,366
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,655
−HK$2,323/mo
Today · 4.125%
HK$89,978
baseline
▲ 0.50% · 4.625%
HK$94,720
+HK$4,742/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$179,956/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,071 · Scale 2, in force from 26 Feb 2026)