LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,632
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,959
−HK$1,347/mo
Today · 4.125%
HK$45,306
baseline
▲ 0.50% · 4.625%
HK$48,063
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,612/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,428
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,700
−HK$1,291/mo
Today · 4.125%
HK$49,991
baseline
▲ 0.50% · 4.625%
HK$52,626
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,982/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,159
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,750
−HK$1,617/mo
Today · 4.125%
HK$54,367
baseline
▲ 0.50% · 4.625%
HK$57,675
+HK$3,308/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,734/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,914
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,440
−HK$1,549/mo
Today · 4.125%
HK$59,989
baseline
▲ 0.50% · 4.625%
HK$63,151
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,978/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,685
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,542
−HK$1,886/mo
Today · 4.125%
HK$63,428
baseline
▲ 0.50% · 4.625%
HK$67,288
+HK$3,860/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,856/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,399
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,180
−HK$1,807/mo
Today · 4.125%
HK$69,987
baseline
▲ 0.50% · 4.625%
HK$73,676
+HK$3,689/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,974/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,738
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,125
−HK$2,426/mo
Today · 4.125%
HK$81,551
baseline
▲ 0.50% · 4.625%
HK$86,513
+HK$4,962/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,102/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,371
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,660
−HK$2,323/mo
Today · 4.125%
HK$89,983
baseline
▲ 0.50% · 4.625%
HK$94,726
+HK$4,743/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$179,966/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,113 · Scale 2, in force from 26 Feb 2026)