LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,633
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,960
−HK$1,347/mo
Today · 4.125%
HK$45,307
baseline
▲ 0.50% · 4.625%
HK$48,064
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,614/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,429
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,701
−HK$1,291/mo
Today · 4.125%
HK$49,992
baseline
▲ 0.50% · 4.625%
HK$52,627
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,984/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,160
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,751
−HK$1,617/mo
Today · 4.125%
HK$54,368
baseline
▲ 0.50% · 4.625%
HK$57,676
+HK$3,308/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,736/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,915
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,442
−HK$1,548/mo
Today · 4.125%
HK$59,990
baseline
▲ 0.50% · 4.625%
HK$63,152
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,980/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,687
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,543
−HK$1,887/mo
Today · 4.125%
HK$63,430
baseline
▲ 0.50% · 4.625%
HK$67,289
+HK$3,859/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,860/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,401
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,182
−HK$1,806/mo
Today · 4.125%
HK$69,988
baseline
▲ 0.50% · 4.625%
HK$73,678
+HK$3,690/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,976/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,740
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$79,127
−HK$2,425/mo
Today · 4.125%
HK$81,552
baseline
▲ 0.50% · 4.625%
HK$86,515
+HK$4,963/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,104/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,373
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,662
−HK$2,323/mo
Today · 4.125%
HK$89,985
baseline
▲ 0.50% · 4.625%
HK$94,728
+HK$4,743/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$179,970/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,129 · Scale 2, in force from 26 Feb 2026)