LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,635
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$43,961
−HK$1,347/mo
Today · 4.125%
HK$45,308
baseline
▲ 0.50% · 4.625%
HK$48,065
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,616/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,431
−HK$2,562/mo
▼ 0.25% · 3.875%
HK$48,703
−HK$1,290/mo
Today · 4.125%
HK$49,993
baseline
▲ 0.50% · 4.625%
HK$52,628
+HK$2,635/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,986/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,161
−HK$3,209/mo
▼ 0.25% · 3.875%
HK$52,753
−HK$1,617/mo
Today · 4.125%
HK$54,370
baseline
▲ 0.50% · 4.625%
HK$57,678
+HK$3,308/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,740/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,917
−HK$3,075/mo
▼ 0.25% · 3.875%
HK$58,443
−HK$1,549/mo
Today · 4.125%
HK$59,992
baseline
▲ 0.50% · 4.625%
HK$63,154
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,984/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,688
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,545
−HK$1,886/mo
Today · 4.125%
HK$63,431
baseline
▲ 0.50% · 4.625%
HK$67,291
+HK$3,860/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,862/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,403
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,184
−HK$1,806/mo
Today · 4.125%
HK$69,990
baseline
▲ 0.50% · 4.625%
HK$73,680
+HK$3,690/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,980/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,742
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,129
−HK$2,426/mo
Today · 4.125%
HK$81,555
baseline
▲ 0.50% · 4.625%
HK$86,517
+HK$4,962/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,110/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,375
−HK$4,612/mo
▼ 0.25% · 3.875%
HK$87,665
−HK$2,322/mo
Today · 4.125%
HK$89,987
baseline
▲ 0.50% · 4.625%
HK$94,731
+HK$4,744/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$179,974/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,148 · Scale 2, in force from 26 Feb 2026)