LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,638
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$43,964
−HK$1,348/mo
Today · 4.125%
HK$45,312
baseline
▲ 0.50% · 4.625%
HK$48,069
+HK$2,757/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$90,624/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,434
−HK$2,563/mo
▼ 0.25% · 3.875%
HK$48,707
−HK$1,290/mo
Today · 4.125%
HK$49,997
baseline
▲ 0.50% · 4.625%
HK$52,633
+HK$2,636/mo
Deposit HK$9.35M · loan HK$9.35M · min. income ≈ HK$99,994/mo (50% DSR)
Upfront cash ≈ HK$10.05M (deposit + AVD stamp duty HK$701,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,166
−HK$3,208/mo
▼ 0.25% · 3.875%
HK$52,757
−HK$1,617/mo
Today · 4.125%
HK$54,374
baseline
▲ 0.50% · 4.625%
HK$57,683
+HK$3,309/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$108,748/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,921
−HK$3,076/mo
▼ 0.25% · 3.875%
HK$58,448
−HK$1,549/mo
Today · 4.125%
HK$59,997
baseline
▲ 0.50% · 4.625%
HK$63,159
+HK$3,162/mo
Deposit HK$7.48M · loan HK$11.22M · min. income ≈ HK$119,994/mo (50% DSR)
Upfront cash ≈ HK$8.18M (deposit + AVD stamp duty HK$701,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,693
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,550
−HK$1,887/mo
Today · 4.125%
HK$63,437
baseline
▲ 0.50% · 4.625%
HK$67,296
+HK$3,859/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$126,874/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,408
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,189
−HK$1,807/mo
Today · 4.125%
HK$69,996
baseline
▲ 0.50% · 4.625%
HK$73,686
+HK$3,690/mo
Deposit HK$5.61M · loan HK$13.09M · min. income ≈ HK$139,992/mo (50% DSR)
Upfront cash ≈ HK$6.31M (deposit + AVD stamp duty HK$701,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,748
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$79,136
−HK$2,425/mo
Today · 4.125%
HK$81,561
baseline
▲ 0.50% · 4.625%
HK$86,524
+HK$4,963/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$163,122/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,382
−HK$4,613/mo
▼ 0.25% · 3.875%
HK$87,672
−HK$2,323/mo
Today · 4.125%
HK$89,995
baseline
▲ 0.50% · 4.625%
HK$94,739
+HK$4,744/mo
Deposit HK$1.87M · loan HK$16.83M · min. income ≈ HK$179,990/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$701,205 · Scale 2, in force from 26 Feb 2026)